Costs associated with any surgery are always a concern for people. Health insurance usually covers medically necessary knee replacement (this is true for Medicare and Medicaid as well). Your surgeon’s office will be familiar with insurance companies and their requirements and they will be able to help you file all necessary paperwork before surgery. You should also call your insurance provider to find out how much out-of-pocket expenses can be expected. Consider asking questions about co-pays, deductibles and co-insurance amounts. Don’t forget to ask about the physical therapy costs that will be associated with the recovery. 

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